Know what you own.
Protect what matters.

Coming soon
The gap

0%

of homeowners are underinsured — and most don't know until something happens.

Source: CoreLogic / Cotality, Residential Cost Handbook.

How Hometric reads your policy

Insurance you can actually see.

01/05Open

Start with what you already own.

Hometric doesn't ask you to fill out forms. Open the app and start a scan — it builds your home inventory from the inside out.

02/05Scan

Walk through your home.

Point your phone. Hometric recognizes what matters — electronics, furniture, jewelry, art — and quietly catalogs each item with its replacement cost.

03/05Analyze

See exactly where you're exposed.

We compare what's in your home against your current policy. Sub-limits, exclusions, riders — every line checked against today's market.

04/05Decide

Get a clear answer, not a sales pitch.

Specific recommendations you can take to your carrier. What to raise, what to add, what to ask about. No insurance jargon.

05/05Protect

Stay covered as your life changes.

When you buy something new, sell something old, or remodel — Hometric notices and tells you when your coverage no longer fits.

What changes for you

Three things you'll have that you don't have today.

  1. 01

    A real inventory of what you own.

    Listing everything you'd lose in a fire is genuinely hard. Hometric is being built to do it for you — every TV, every piece of art, every piece of jewelry, with replacement costs in today's market.

  2. 02

    Coverage you actually understand.

    Stop guessing what your policy means. We translate every clause, sub-limit, and exclusion into plain English. You'll know exactly where you're covered, and where you're not.

  3. 03

    Sign with certainty, not a leap of faith.

    Before you e-sign, you'll see every clause, sub-limit, and exclusion in plain English — so the policy you commit to is the policy you actually understand.

Why this matters

The gap is bigger than most people think. And it shows up when it hurts most.

0%

of U.S. homes are underinsured

CoreLogic / Cotality

0%

average coverage shortfall

CoreLogic / Cotality

0%

of homeowners underinsured after the 2021 Marshall Fire

Univ. of Colorado study, via CPR News, 2024

Designed for the policies you already have

State FarmAllstateGEICOLiberty MutualTravelersNationwideProgressiveFarmersUSAAAmerican FamilyState FarmAllstateGEICOLiberty MutualTravelersNationwideProgressiveFarmersUSAAAmerican Family

Your home, understood.

Read your policy like a contract you wrote yourself.

Coming 2026

Be among the first to try Hometric.

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